I heard that if one is on H-1/EAD, it is tough to secure a loan with 5% down. Any truth to that? Also, what are people's thoughts on paying PMI? Is it better to avoid PMI with a 20% down payment?
GT
GT
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In times like these, we should look at the employment generation capabilities of the skilled immigrants. The argument that skilled labor would take US jobs and increase unemployment does not hold as those with 5+ years experience in the US in a skilled position are very likely to start new business, have career in new fields at managerial positions, buy a house, etc which will in itself be a huge stimulus to the economy.
The same cannot be said about unskilled labor though.
Yoda says:
Bill hard to be approved that it is.
Unemployment rising for Americans rapidly it is. Tough to let more immigrants like us get jobs from Americans. Obama try he will.
Be the Force be with you. IV contribute more should you.
The same cannot be said about unskilled labor though.
Yoda says:
Bill hard to be approved that it is.
Unemployment rising for Americans rapidly it is. Tough to let more immigrants like us get jobs from Americans. Obama try he will.
Be the Force be with you. IV contribute more should you.
I did call USINPAC too and left a earful on their voice mail.Looks like they are all busy at this time figuring out which is the next item/development around the world that they can take credit for.
My friend who called USINPAC this AM tells me that that fraud Sachdev is right now in India. Wow wow.....
My friend who called USINPAC this AM tells me that that fraud Sachdev is right now in India. Wow wow.....
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good response. we are all in this together and need to work together in order to get things done. IV is not just IV core but each and every member. each member should try to do something positive in order to help IV in whatever way theycan. - contributing money, help increase members, contact their local lawmakers and also contacting media. we need to raise awareness andevery small positive action done by an iv member helps in the overall scheme of things.
good response. we are all in this together and need to work together in order to get things done. IV is not just IV core but each and every member. each member should try to do something positive in order to help IV in whatever way theycan. - contributing money, help increase members, contact their local lawmakers and also contacting media. we need to raise awareness andevery small positive action done by an iv member helps in the overall scheme of things.
I have an nre repatriable demat acct thru icici - it took all of 5 mnths and over 30 calls to cust svc to get the acct opened. The acct was mainly for utilizing the indian stock opts given by employer. You can trade as an NRI but online trading is not available for US residents on nre demat accts - u can however trade thru a broker like sharekhan etc.
All dividends are credited only to your NRE savings a/c - not to regular savings a/c. Any stock sale requires an authorization number which the broker can provide. Taxes on capital gains must be paid only if you sell within a year of purchase - the percentage is the same as for Indian citizens. There is no tax on long term cap gains
Since we do not have any taxable income in India, and many NRIs make charitable contributions regularly, the tax liabilities are usually not very high
Also there is a very informative section on sify.com for NRI taxation. You are not required to file any tax returns if you are in NRI status and are within the exemption limits.
All dividends are credited only to your NRE savings a/c - not to regular savings a/c. Any stock sale requires an authorization number which the broker can provide. Taxes on capital gains must be paid only if you sell within a year of purchase - the percentage is the same as for Indian citizens. There is no tax on long term cap gains
Since we do not have any taxable income in India, and many NRIs make charitable contributions regularly, the tax liabilities are usually not very high
Also there is a very informative section on sify.com for NRI taxation. You are not required to file any tax returns if you are in NRI status and are within the exemption limits.
Some correction. 2 witness, one is a neighbour in another building. We live in 3rd floor, that woman live in 3rd floor on another building, there is one driveway between 2 building! Another witness is from leasing office staff, she claimed just near that area. That "help" is from that damn staff.
We only move to this apartment in 2 ~3 month, and both of us biz traveled lot, so don't think we bother neighbor much. And one of neighbor knew our miserable experience, he and his wife said would volunteer to support us in court if necessary.
Thanks!!!!!
YOu are right, it would be "STATE" Vs terriblething. I wonder, why the neighbour gave "false" statement of hearing "help!...."?
Terriblething, looks like you were not in good terms with your neighbours or must have pissed them off in one way or other.
GCCovet
We only move to this apartment in 2 ~3 month, and both of us biz traveled lot, so don't think we bother neighbor much. And one of neighbor knew our miserable experience, he and his wife said would volunteer to support us in court if necessary.
Thanks!!!!!
YOu are right, it would be "STATE" Vs terriblething. I wonder, why the neighbour gave "false" statement of hearing "help!...."?
Terriblething, looks like you were not in good terms with your neighbours or must have pissed them off in one way or other.
GCCovet
ARR - great inspiration
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Look, the H1 quota was not sufficient even when it was set at 115,000 pre-2000. It was only when it was set to 195,000 in 2001 that the quota exceeded demand. Now thanks to the report by USCIS last year, we know that about 20% of the H applications had fraud or technical violations. Even if you assume that the USCIS does a perfect job and catches this 20%, the quota that will be freed up won't be enough for the rest of the applicants.
The issues we face have less to do with fraud and more to do with the anti-immigration forces who dislike the 1965 immigration law. Claiming fraud, cheap labor, harm to the environment from increased population are just convenient means to couch opposition to permanent immigration in.
actually pre 2000 the visa's were available all year long , then there was a crunch due to the y2K and then when the bubble burst it shrank again.
when USCIS said 20% were fraudulent , they meant complete fraud like , people paid $$ bought in here as programmers and then worked in gas stations , driving cabs etc
and again 20% was just taken from a sample space of about 260 or so
if USCIS were to count every case where a body-shopper has a guy on bench with no pay , h1b procured when no project available that 20% will double up atleast.
the Anti-immigrant lobby will always be present whatever year/century it is , its human nature , so that fight will always be there , in boom time or recession or whatever
but this country is smarter in terms of dealing with anti-immigrants unlike UK and parts of europe where they completely cave in.
The issues we face have less to do with fraud and more to do with the anti-immigration forces who dislike the 1965 immigration law. Claiming fraud, cheap labor, harm to the environment from increased population are just convenient means to couch opposition to permanent immigration in.
actually pre 2000 the visa's were available all year long , then there was a crunch due to the y2K and then when the bubble burst it shrank again.
when USCIS said 20% were fraudulent , they meant complete fraud like , people paid $$ bought in here as programmers and then worked in gas stations , driving cabs etc
and again 20% was just taken from a sample space of about 260 or so
if USCIS were to count every case where a body-shopper has a guy on bench with no pay , h1b procured when no project available that 20% will double up atleast.
the Anti-immigrant lobby will always be present whatever year/century it is , its human nature , so that fight will always be there , in boom time or recession or whatever
but this country is smarter in terms of dealing with anti-immigrants unlike UK and parts of europe where they completely cave in.
Hi Guys,
I am a July - 2007 filer and we got the FP request in July for me and my Spouse, I have not applied for any EAD or AP extensions recentlly, for a side note i have to travel out side US in July and my attorney requested for FP reschedule (which was actually scheduled in last week July) for atleast 6 to 8 weeks, but USCIS sent me the request with in a week with an FP date just 3 weeks apart from the original one..so i had to rush my things and had to come back to US to get the FP done..
I am a July - 2007 filer and we got the FP request in July for me and my Spouse, I have not applied for any EAD or AP extensions recentlly, for a side note i have to travel out side US in July and my attorney requested for FP reschedule (which was actually scheduled in last week July) for atleast 6 to 8 weeks, but USCIS sent me the request with in a week with an FP date just 3 weeks apart from the original one..so i had to rush my things and had to come back to US to get the FP done..
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Eb2 have never moved beyond may 2004.. so until it goes past that.. these movements are not really worth anything.. it has to overcome that resistance.. then maybe 2005 will be a reality
..
What are you smoking today?
EB2-I Aug 2008 - Jun-06
EB2-I Sep 2008 - Aug-06
..
What are you smoking today?
EB2-I Aug 2008 - Jun-06
EB2-I Sep 2008 - Aug-06
Hello Guys,
I need your advice here. Six month ago i joined one of the many blood suckers -Desi cosulting company in new jersey. As you all know, they ask me to sign their contract in which its mention that if i leave their company before 1 year then i need to pay them 15k. Thy also charge me 3k for my H1-B which i am still paying everymonth from my paycheck and we have 70/30. In just six months i am so much fed up with them. These people are so rude...always show their arrogance over phone. I have no libarity to find job by myself. They always looking for higher pay rate sp that their big money tummy get filled up.and i also feel that they didnt told me the right pay rate for the project i am working on right now.
I really want to leave them, Even before 12 months. Is there any importance of that contract letter i signed with them?. Can they Sue me? What are my options? Please suggest me.....i am in stress.
Thnx
If you are unhappy with this employer, you always have a choice of finding a different one, but there is no guarantee that the other one is also not a blood sucker. This situation will continue until you depend on the consulting companies (especially DESI) for your H1B and GC needs.
The best option is to find a full time job with a reputed company and stick with them until your GC is completed or until you get to the point where you can use AC21, nowadays lot of companies are processing H1. Check the visa database to find the information regarding the employer you are interested in.
Don�t just choose the employer based on the attracting benefits they offer. Conducting some due diligence will land you at the right company.
BTW, what do you mean by �you have no liberty to find a job�? All you need is internet and a phone to talk to people.
Lot of people including myself has been through this nightmare, believe me it�s not so difficult.
Good Luck!
I need your advice here. Six month ago i joined one of the many blood suckers -Desi cosulting company in new jersey. As you all know, they ask me to sign their contract in which its mention that if i leave their company before 1 year then i need to pay them 15k. Thy also charge me 3k for my H1-B which i am still paying everymonth from my paycheck and we have 70/30. In just six months i am so much fed up with them. These people are so rude...always show their arrogance over phone. I have no libarity to find job by myself. They always looking for higher pay rate sp that their big money tummy get filled up.and i also feel that they didnt told me the right pay rate for the project i am working on right now.
I really want to leave them, Even before 12 months. Is there any importance of that contract letter i signed with them?. Can they Sue me? What are my options? Please suggest me.....i am in stress.
Thnx
If you are unhappy with this employer, you always have a choice of finding a different one, but there is no guarantee that the other one is also not a blood sucker. This situation will continue until you depend on the consulting companies (especially DESI) for your H1B and GC needs.
The best option is to find a full time job with a reputed company and stick with them until your GC is completed or until you get to the point where you can use AC21, nowadays lot of companies are processing H1. Check the visa database to find the information regarding the employer you are interested in.
Don�t just choose the employer based on the attracting benefits they offer. Conducting some due diligence will land you at the right company.
BTW, what do you mean by �you have no liberty to find a job�? All you need is internet and a phone to talk to people.
Lot of people including myself has been through this nightmare, believe me it�s not so difficult.
Good Luck!
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Does this mean we even cannot upgrade to PP after August 1st, when the premium processing will be available...???
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Here is the link: http://www.washingtonpost.com/wp-dyn/content/article/2006/04/25/AR2006042501963.html
Skilled Immigrants Turn to K Street
High-Tech Workers Awaiting Green Cards Hire Lobbyists, Hit the Hill
By S. Mitra Kalita
Washington Post Staff Writer
Wednesday, April 26, 2006; Page D01
On the December day when Congress killed a budget amendment that might have allowed him to become an American a little sooner, Aman Kapoor started a movement.
It is a great and very truthful piece - also comes at the right time! Maybe the 'pre-conferees' will read this!
This is a major, major advancement in exposure for IV!
Skilled Immigrants Turn to K Street
High-Tech Workers Awaiting Green Cards Hire Lobbyists, Hit the Hill
By S. Mitra Kalita
Washington Post Staff Writer
Wednesday, April 26, 2006; Page D01
On the December day when Congress killed a budget amendment that might have allowed him to become an American a little sooner, Aman Kapoor started a movement.
It is a great and very truthful piece - also comes at the right time! Maybe the 'pre-conferees' will read this!
This is a major, major advancement in exposure for IV!
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People with grown up kids, I guess would prefer Canada over India. There are many problems starting with the education system, reservations etc. For kids who had been studying here from KG through grade 8-9 it's difficult to get dragged in the rat race in India, especially for normal kids who don't belong to any reservation category.
Yes in Canada we know that finding a job is going to be difficult and we should brain-storm about how to tackle this problem?
What skillsets are in demand? Anybody has idea?
I also have a wild idea like US companies may look at Canada as a outsourcing destination if given very competitive package. One of the biggest advantage will be proximity to the US, so better control over quality etc. That may not turn into a big boom but is a possibility.
I think the said "outsourcing" is already happening to a limited degree .. in fact many IT jobs in Canada are nothing but canadian offices of US firms. But it is never going to reach the extent of India or China, mainly because the savings in terms of cost are not as big.
The biggest problem I find with the canadian job market is limited demand for highly specialized IT skills .. so finding any job will not be a problem; but finding one commensurate with your qualifications and experience will be hard.Secondly, there are fewer tech centers than the US .. so one cannot afford to be too fussy about location etc. As far as I know, only Toronto and surrounding areas in Ontario would qualify as a "tech hub" in the US sense.
Yes in Canada we know that finding a job is going to be difficult and we should brain-storm about how to tackle this problem?
What skillsets are in demand? Anybody has idea?
I also have a wild idea like US companies may look at Canada as a outsourcing destination if given very competitive package. One of the biggest advantage will be proximity to the US, so better control over quality etc. That may not turn into a big boom but is a possibility.
I think the said "outsourcing" is already happening to a limited degree .. in fact many IT jobs in Canada are nothing but canadian offices of US firms. But it is never going to reach the extent of India or China, mainly because the savings in terms of cost are not as big.
The biggest problem I find with the canadian job market is limited demand for highly specialized IT skills .. so finding any job will not be a problem; but finding one commensurate with your qualifications and experience will be hard.Secondly, there are fewer tech centers than the US .. so one cannot afford to be too fussy about location etc. As far as I know, only Toronto and surrounding areas in Ontario would qualify as a "tech hub" in the US sense.
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EB3/USPS delivered on 17-Jul-07 @11:45 AM
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That's my point. If we don't have volume.. All these letters will endup in recycle. Do we have a solution? No. .We don't.. we will just post and post in forums!!! later check LUDs..
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Let us say USCIS has unused visas, which they want to allocate and they have moved cutoff dates to Jun, 2006 for EB2, similarly Sep 03 for EB3.
My question is, will the visa issuance would be in the order of Priority Dates? or Notification Dates? Recently there has been lot of pressure on USCIS to issue processing results based on Priority Dates, will this force USCIS to correct its ways and issue visas based on Priority Dates.
I might have digressed a little bit on the topic of predicting cutoff dates but this question is lingering among all the IV folks who would be current or already current.
My question is, will the visa issuance would be in the order of Priority Dates? or Notification Dates? Recently there has been lot of pressure on USCIS to issue processing results based on Priority Dates, will this force USCIS to correct its ways and issue visas based on Priority Dates.
I might have digressed a little bit on the topic of predicting cutoff dates but this question is lingering among all the IV folks who would be current or already current.
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You are talking about getting GC. My position is that I am just waiting it to be MARCH 2005 just to file for my 485. My job requires EB2 but attorney filed it in EB3 and now doesnt want to re-apply EB2. You all are better than my position. Been here for more than 8 years but still dont have EAD.
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OK then I will send it Now
Khodalmd,
You can not ignore some one just because they have a different opinion, and YES I do have the exact same interest as all of you on the forum. There are many ways to slide and dice an issue and this is just my take on it. I am not trying to turn this into a ugly thread but just voicing my concerns, so no offense to any one.
You can not ignore some one just because they have a different opinion, and YES I do have the exact same interest as all of you on the forum. There are many ways to slide and dice an issue and this is just my take on it. I am not trying to turn this into a ugly thread but just voicing my concerns, so no offense to any one.
^^^^^^^^^^^^^^^^^^^
